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Products & pricing

Every product is an instant digital download — a single self‑contained file you keep. One‑time purchase with secure checkout by Stripe. No subscription, no account. Later versions are free for as long as you own it, and Planner v7 tells you when there is a new one — no receipt to dig out.

Not sure yet? Try the interactive demo first → — the real planner with a sample plan, right in your browser.

Every product on this page runs entirely on your own computer. No account, no sign-up, no bank links, and nothing about your figures is ever sent to us — they stay in your browser. Each one is a single self-contained file that keeps working with the internet switched off. See exactly what leaves your computer.
AI Retirement Income Planner v7 dashboard

Planner v7

The complete AI Retirement Income Planner.

  • Five‑phase month‑by‑month engine
  • AI chat & verifiable proposals
  • Tax, Social Security & healthcare modeling
  • Monte Carlo, stress test & optimizers
  • Multi‑currency & expat support
$37.49 $74.99 Save 50%
Buy now

Instant download · In your browser

Roth Conversion Optimizer

Roth Conversion Optimizer

A step‑by‑step tool to minimize your lifetime tax burden.

  • Five conversion strategies, one clear winner
  • Tax‑torpedo & IRMAA thermometer visuals
  • Year‑by‑year conversion calendar
  • AI‑powered tax‑rate updater
  • Exports into the Retirement Income Planner
$5.99 $11.99 Save 50%
Buy now

Also included in the bundle above

Earlier versions of the retirement planner
Budget‑friendly

Earlier versions (v1–v5)

Prefer to start small? Earlier editions of the planner are available as one‑time purchases — a great way to get familiar with the approach before upgrading.

  • Planner v1$4.99Buy
  • Planner v2$9.99Buy
  • Planner v3$12.99Buy
  • Planner v4$16.99Buy
  • Planner v5$19.99Buy

Every purchase is covered by our Software Terms — a single-user license, free updates for life, and a plain-English account of what the planner does and does not promise. The planner is an educational tool, not financial advice.

Learn it live

Prefer to be shown? Book a 1-on-1 session

A private, online, screen-share hour where I walk you through the planner and the concepts behind it, so you can build a plan with confidence. Educational instruction only — not financial advice.

1-hour session

A guided walkthrough — ideal if you already own the planner.

  • 60 minutes, one-to-one, online
  • Screen-share via Google Meet
  • Setup, features & the key concepts
  • Starter scenario file emailed after
  • 50% off any future session
$120
View & book

Not financial advice · Learn more

Full details, what's covered and the booking terms are on the 1-on-1 Sessions page.

Compare

What’s included

Capability Planner v7 Bundle Roth Optimizer
Five‑phase income & withdrawal engine✓✓—
AI co‑pilot & verifiable proposals✓✓—
Tax, Social Security & healthcare modeling✓✓—
Monte Carlo, stress test & optimizers✓✓—
Built‑in calculators & currency converter✓✓—
Dedicated Roth conversion optimizer—✓✓
Lifetime tax minimization & IRMAA guardrails—✓✓
Price$37.49$39.99$5.99

The AI co‑pilot is optional and runs on your own Anthropic API key (a few cents per use) — every other capability works without one. Checkout is handled securely by Stripe; any applicable tax is shown before you pay.

With every purchase

What you can count on

Instant download

Your secure download page opens the moment you pay — no waiting, no shipping.

Yours to keep

One‑time purchase. No subscription and nothing to renew.

Private by design

Runs locally; your data never leaves your computer.

Portable files

Export to PDF or JSON to back up, share, or move forward.

Ready when you are

Start planning with confidence today.

Get the bundle — $39.99 See all features

Not sure which is right for you? Contact us →