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Products & pricing

Every product is an instant digital download — a single self‑contained file you keep. One‑time purchase with secure checkout by Stripe. No subscription, no account. Later versions are free for as long as you own it, and Planner v7 tells you when there is a new one — no receipt to dig out.

Not sure yet? Try the interactive demo first → — the real planner with a sample plan, right in your browser.

Every product on this page runs entirely on your own computer. No account, no sign-up, no bank links, and nothing about your figures is ever sent to us — they stay in your browser. Each one is a single self-contained file that keeps working with the internet switched off. See exactly what leaves your computer.

Which version do I need?

US version

If you live in the United States and expect to stay. Everything is in US dollars: federal and state tax, Social Security, the ACA before 65, and Medicare and IRMAA after it.

International version

If you live outside the US or might retire abroad, if your income is in pounds, Canadian or Australian dollars, or if you will get a UK, Canadian or Australian pension, even while living in the US. It is the same planner plus seven currencies and the tax and pension rules of the UK, Canada and Australia.

Bought the US version and later need the International one? Write to dev at webnomad.org and you pay only the difference.

For US residents

Planner v7 US version

The complete planner for retiring in the United States, in US dollars.

AI Retirement Income Planner v7 US version dashboard

Planner v7 US version

The complete AI Retirement Income Planner, for US residents.

  • Five‑phase month‑by‑month engine
  • AI chat & verifiable proposals
  • Federal & state tax, Social Security, ACA & Medicare
  • Monte Carlo, stress test & optimizers
  • Everything in US dollars
$22.99 $45.99 Save 50%

Instant download · In your browser

For the UK, Canada, Australia & abroad

Planner v7 International version

Everything in the US version, plus seven currencies and planning for retiring in the UK, Canada, Australia or abroad.

AI Retirement Income Planner v7 International version dashboard

Planner v7 International version

The complete planner, for wherever you retire.

  • Everything in the US version
  • Seven currencies & a live currency converter
  • UK, Canadian & Australian tax and pensions
  • US/UK treaty & the Foreign Tax Credit
  • Retiring abroad, with expat healthcare costs
$37.49 $74.99 Save 50%

Instant download · In your browser

Already have a planner?

The Roth Conversion Optimizer on its own

It works with either version, and with the earlier planners too.

Roth Conversion Optimizer

Roth Conversion Optimizer

A step‑by‑step tool to minimize your lifetime tax burden.

  • Five conversion strategies, one clear winner
  • Tax‑torpedo & IRMAA thermometer visuals
  • Year‑by‑year conversion calendar
  • AI‑powered tax‑rate updater
  • Exports into the Retirement Income Planner
$5.99 $11.99 Save 50%

Also included in both bundles above

Earlier versions of the retirement planner
Budget‑friendly

Earlier versions (v1–v5)

Prefer to start small? Earlier editions of the planner are available as one‑time purchases — a great way to get familiar with the approach before upgrading.

  • Planner v1$4.99Buy
  • Planner v2$9.99Buy
  • Planner v3$12.99Buy
  • Planner v4$16.99Buy
  • Planner v5$19.99Buy

Every purchase is covered by our Software Terms — a single-user license, free updates for life, and a plain-English account of what the planner does and does not promise. The planner is an educational tool, not financial advice.

Learn it live

Prefer to be shown? Book a 1-on-1 session

A private, online, screen-share hour where I walk you through the planner and the concepts behind it, so you can build a plan with confidence. Educational instruction only — not financial advice.

1-hour session

A guided walkthrough — ideal if you already own the planner.

  • 60 minutes, one-to-one, online
  • Screen-share via Google Meet
  • Setup, features & the key concepts
  • Starter scenario file emailed after
  • 50% off any future session
$120

Not financial advice · Learn more

Full details, what's covered and the booking terms are on the 1-on-1 Sessions page.

Compare

What’s included

Capability US version International version Roth Optimizer
Five‑phase income & withdrawal engine✓✓—
AI co‑pilot & verifiable proposals✓✓—
US tax, Social Security, ACA & Medicare✓✓—
Monte Carlo, stress test & optimizers✓✓—
Built‑in calculators✓✓—
Seven currencies & a currency converter—✓—
UK, Canadian & Australian tax and pensions—✓—
Retiring abroad (expat residence & healthcare)—✓—
Dedicated Roth conversion optimizerIn the bundleIn the bundle✓
Price$22.99$37.49$5.99
With the Roth Optimizer (bundle)$24.99$39.99—

The AI co‑pilot is optional and runs on your own Anthropic API key (a few cents per use) — every other capability works without one. Checkout is handled securely by Stripe; any applicable tax is shown before you pay.

With every purchase

What you can count on

Instant download

Your secure download page opens the moment you pay — no waiting, no shipping.

Yours to keep

One‑time purchase. No subscription and nothing to renew.

Private by design

Runs locally; your data never leaves your computer.

Portable files

Export to PDF or JSON to back up, share, or move forward.

Ready when you are

Start planning with confidence today.

Not sure which is right for you? Contact us →