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The person behind the plannerAbout the developer
The AI Retirement Income Planner is built and maintained by one person — Paul Hankin, an independent developer who has spent more than 25 years making the web work for ordinary people.
Meet Paul Hankin
I'm a corporate web designer and front-end developer with over 25 years of experience, and these days I also work as an AI-adoption specialist for a major US law firm — researching new tools, writing the strategies and training that help a large, security-conscious organisation use AI responsibly, and testing where it genuinely helps and where it does not.
Along the way I've written two books on the subject, AI Adoption: A Practical Guide for Business and AI and Law: Navigating the Future, and I work daily with Claude, Copilot and other large language models. WebNomad Studio is where I put that experience to use building small, private, genuinely useful software — like this planner.
From the concert stage to code
Before the web, there was music. I trained as a classical pianist at Leeds College of Music in England, where I won two college prizes — one for classical piano and one for electronic music — and later studied jazz piano. I qualified as a UK schoolteacher in 1993 and went on to become Director of Music at an English preparatory school.
Then I went to sea. For several years I worked as a professional pianist aboard cruise ships, including a Holland America world cruise, playing my way through more than 250 destinations across over 100 countries and all seven continents.
It sounds like a detour, but music and software turn out to ask for the same things: patience, structure, and an obsessive eye for the small details that make the whole thing hold together. Those are exactly the habits a good retirement plan needs too.
Why I built the AI Retirement Income Planner
Most retirement software wants a monthly subscription, an account, and a copy of your most sensitive financial details sitting on someone else's server. That always felt backwards to me. A retirement plan is about the most personal thing you can model, and it should belong to you.
So I built the opposite: a planner you buy once and own forever. It runs entirely in your own browser, stores nothing on a server, and needs no login or bank connection. But private doesn't have to mean shallow — it models the parts most calculators skip, including taxes, healthcare costs before and after Medicare, ACA subsidies, Social Security timing, Roth conversions, withdrawal order, RMDs, and stress tests, month by month across a multi-decade retirement.
At a glance
- NamePaul Hankin, GCLCM, QTS
- Experience25+ years in web design & front-end development
- NowAI-adoption specialist for a major US law firm
- AuthorAI Adoption: A Practical Guide for Business and AI and Law: Navigating the Future
- ToolsWebflow, SharePoint, WordPress, HTML5 / CSS3, and everyday work with Claude, Copilot & other LLMs
- AlsoClassically trained pianist and music teacher
- BasedBetween the UK and the US